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Background, licensing and lending approach of the loan officer you will actually work with, including the states served and the borrowers helped most often.
Every loan starts with a conversation about your goals — budget, timeline, credit, and the monthly payment you are comfortable with. From there, Philip compares programs across FHA, VA, USDA, conventional, jumbo, and investor options to find the structure that actually fits, then manages the file through underwriting to a smooth closing.
Call (360) 798-4309 to get started. You can also email prcarlson@nexalending.com.
Philip Carlson, Branch Manager at NEXA Lending. NMLS #1458507. Call (360) 798-4309.
Philip Carlson is a Branch Manager at NEXA Lending (NMLS #1458507). Expert mortgage loan originator in Alaska and 8 more states helping first-time buyers, refinancing, and home purchases. Licensed #1458507.
Philip Carlson is licensed to provide mortgage services in Alaska, Idaho, Michigan, Montana, South Dakota, Utah, Washington, Wisconsin, and Wyoming.
Philip Carlson offers a full range of mortgage services, including home purchase loans, mortgage refinancing, and first-time homebuyer programs for borrowers in Alaska, Idaho, Michigan, Montana, South Dakota, Utah, Washington, Wisconsin, and Wyoming. FHA, VA, USDA, conventional, jumbo, and DSCR loan programs are available — compare options, secure competitive rates, and move smoothly from application through closing.
You can call (360) 798-4309 and email prcarlson@nexalending.com to get started or ask about current mortgage rates and pre-approval.
Philip Carlson's NMLS license number is 1458507. You can verify this license at nmlsconsumeraccess.org.
Getting pre-approved is simple: share your income, assets, and credit details, and Philip Carlson will review your finances to determine how much home you can afford and provide a pre-approval letter to strengthen your offer.
Mortgage rates change daily and vary depending on your unique situation. Get your customized quote here.